This Privacy Policy extends to your use of our Services (regardless of access). Using a computer, laptop, mobile phone, tablet or other consumer electronic device (e, a "Device"), you can access or use our Services.

Generally speaking, you may visit https:/www.salvo.ng.com without telling us who you are or sharing any personal information. We may collect personal information from you when you submit an inquiry via our Services or register for a Salvo.ng account, which may include your name, email address, mobile phone number, banking information, and other information that identifies you (collectively, "Per").

You expressly consent to our collection, use, processing and disclosure of such data as defined in this Privacy Policy by providing us with your Personal Data.

We may also ask you to create login information, such as a username and password, for your Salvo.ng account. If you provide your mobile phone number, we can demand your consent to receive text messages concerning our Services.

information About Your Transactions

We collect Personal Information about your transactions with us and others

Information From Third Parties

We also receive from other organizations personal information about you. For example, from a consumer reporting agency we can obtain personal information about you.

Information Automatically Collected

We may collect information about your use of our Services (or our service providers acting on our behalf). Such data may include personal information as well as non-identifying statistical information ("Analytics"). It may associate some analytics with personal information. If Analytics is correlated or combined, directly or indirectly, with Personal Data, such Analytics For the purposes of this Privacy Policy, these Data shall be treated as Personal Data.

Data that we collect automatically in conjunction with your access to or use of our Services may include: System Information: We can collect system-specific information (such as hardware model, operating system version, unique device identifiers and mobile network data, including mobile phone information). We will connect with your Salvo.ng account your User ID or mobile phone number.

Document Information: We can use your phones, their apps, and your actions to view or use our Services to record and document information. This may include the following information:

• The Device's Internet Protocol ("IP") address
• Identification numbers associated with your Devices
• Device event information, such as crashes, system activity, and hardware settings
• Location preferences
• Date and time stamps of transactions
• System configuration information
• Other interactions with our Services

Data obtained by cookies and similar technologies

We use cookies to tailor our Services for you and collect aggregate information about our Services ' use. A cookie is a text file or other local storage identifier that your browser or applications associated with it have. We use cookies to track and improve the quality of your use of our Services. Cookies allocate your devices random, unique numbers to allow our systems to identify your devices and enable us to see how you use our services. See www.allaboutcookies.org for more general information on cookies and how they operate.

The cookies we use in connection with our Services include:

Session cookies: Session cookies are temporary cookies that expire and are automatically erased whenever you close your browser window. We use session cookies to grant users access to content and to enable actions they must be logged into their Salvo.ng account to perform.

Persistent cookies: Persistent cookies usually have an expiration date to your app in the distant future before they expire or you delete them manually. To order to better understand usage patterns, we use persistent cookies so that we can enhance our services. We may, for example, use a persistent cookie to link you to your Salvo.ng account or to remember your choices for our Services.

Third-party cookies: We allow certain third parties to place cookies through our Services in order to give us better insight into the use of our Services and demographics of users and to advertise our Services to you. Such third parties can, if you access or use our Services, collect information about your online activities over time and across different websites. We use Google Analytics, for example, to evaluate patterns of use of our services. Google Analytics creates a cookie to collect data about your use of our Services which Google uses to compile website activity reports for us and to provide other related services. You can use Google to identify a portion of your IP address to classify the cookie, but no other information owned by Google will be correlated with this. As indicated above, we may also allow third-party service providers to place cookies for our Services to perform analytical or marketing functions where you are notified of them and you have consented to their use. We do not monitor the use or resulting data of such third-party cookies and we are not responsible for any actions or policies of such third parties.

You agree to the presence of cookies on your devices as outlined in this Privacy Policy by accessing or using our Services. You can monitor how your app reacts if you choose not to accept cookies through our Services. If you choose not to accept cookies through our Services, by changing your web browser's privacy and security settings, you can monitor how your browser reacts to cookies. Our system can issue cookies when you visit or use our Services, unless you set your browser settings to refuse all cookies. When you set browser settings to reject all cookies, some of our Services ' functionality may or may not function.

Do-Not-Track Signals

Do Not Track ("DNT") is an optional browser setting that enables advertisers and other third parties to communicate their expectations about monitoring. We don't use software that detects the web browser's DNT signals.

We may use Analytics as defined elsewhere in this Privacy Policy and for research and business purposes, such as improving our Services. We may use Personal Information for the purposes mentioned elsewhere in this Privacy Policy and internally for our general commercial purposes, including, but not limited to, selling our products and services and third-party products and services for the intended purpose.

We may use your email address to answer your requests and provide you with details about our Services. You may choose not to receive promotional emails from us either by unsubscribing to an email that you receive from us or by contacting us as shown below. Unless you unsubscribe from receiving emails from us, we may still send you non-promotional messages, such as emails about your Salvo.ng account or our ongoing business relationships, unless you withdraw your permission to receive electronic communications as given in our Terms of Use.

How we Share Information; We do not exchange your Personal Information with: (1) other financial firms for the purposes of joint advertising; (2) associated firms for their daily business purposes; or (3) third parties for marketing to you.

We may share your Personal Information with non-affiliated third parties: (1) if you demand or approve it; (2) if the information is provided to assist you in completing a transaction; (3) if it is provided to: (a) comply with applicable laws, guidelines, regulations, governmental and quasi-governmental demands, court orders or summonses; (b) implement our Terms of Use or other agreements; (c) protect our rights, property or security or the rights, property or security of our customers or others (e.g., the Consumer Fraud Security Reporting Agency, etc.); (4) if the notification is made as part of the purchase, transfer or sale of products or resources (e.g. if substantially all of our assets are purchased by another entity, your Personal Data may be one of the transfers. or (7) as permitted by applicable law or otherwise described in this Privacy Policy. When you are no longer our customer, we continue to share your information as described in this Privacy Policy.

We may disclose Analytics with third parties as described elsewhere in this Privacy Policy and for our commercial purposes.

Opt-Out Powers

If in the future you do not wish to receive promotions or other notifications from us, you can "opt out" by contacting us as indicated at the end of this Privacy Policy or by following the "unsubscribe" instructions in any correspondence that you receive from us. Please note that you can not opt out of obtaining your Salvo.ng account messages or related transactions with us.

Link to your data;

Through updating your Salvo.ng account profile via our Services, you must inform us of any changes to your Personal Data. Any modifications will only impact your Personal Information's future uses.

We will respect your desire to correct incorrect data according to applicable law, which may allow us to retain your Personal Information for a certain period of time. Otherwise, we will keep your personal information as long as we believe it will help us achieve our goals as outlined in this Privacy Policy

You can ask us if we store your Personal Information and you can request that a copy of that Personal Information be sent. We will ask you to provide proof of your identity before sending you any personal information. We reserve the right to refuse to give you any Personal Information if you are unable to provide evidence of your identity. We will respond to your requests for personal information details that we keep about you as quickly as possible

About information shared socially;

Our Services that allow you to publicly or with friends to link and share your acts, comments, content, and data. We are not responsible for keeping any information you share online or with friends private.

Our Services may also allow you to connect, share and use third-party websites, apps and services with us. Please be aware of your privacy needs and other people's privacy needs as you choose who to communicate with and what to share and make public. We can not regulate the confidentiality or protection of data that you choose to reveal or share with others. We also do not regulate third-party privacy practices. If you want to learn about their privacy practices, please contact these sites and services directly.

We have and require our third-party service providers who receive Personal Information from us to have a comprehensive written information security program that includes administrative, technical and physical safeguards for our respective physical facilities and computer systems, databases and communications networks that are reasonably designed to protect contact information. It will be protected by encryption technology, such as Secure Sockets Layer (SSL), when your bank account information is transmitted through our Services.

No electronic transmission or processing system is 100% secure. Therefore, we can not guarantee that your Personal Data is completely secure. You also have a role to play in protecting your Personal Information. Please protect your Salvo.ng account username and password and do not share it with others. When we receive instructions using the login information of your Salvo.ng account, we will find that the instructions have been approved. You consent to promptly inform us of any unauthorized use of your Salvo.ng account or other security breach. We reserve the right to refuse to provide our Services, terminate Salvo.ng accounts and remove or edit material at our sole discretion.

You may be redirected to other websites that are beyond our influence when you use our Services. We may also allow links to our Services to third-party websites or applications. We are not responsible for any third party's privacy practices or the content of related websites, but we advise you to read these parties ' and websites ' relevant privacy policies and terms and conditions. Even our services are protected by this Privacy Policy.

We may amend this Privacy Policy at any time and at our sole discretion, subject to applicable law. We will post the revised version via our Services when we review this Privacy Policy and update the date at the top of this Privacy Policy. After posting via our Services, the updated Privacy Policy will be effective, unless otherwise specified or necessary by applicable law. While you are free to decide whether or not to adopt a revised version of this Privacy Policy, you are required to continue accessing or using our Services by accepting this Privacy Policy as revised. If you disagree with this Privacy Policy or with any revised version of this Privacy Policy. All you have to do is terminate your access to and use of our Services. Except as expressly stated by us, the version of this Privacy Policy in effect at the time of access or use is applicable to your entry and use of our Services.

Please contact us at hello@salvo.ng or call us on +234 9029991354 if you have any questions, feedback or complaints about these privacy policy.